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    Originally posted by Guest View Post

    The law has supposedly been coming since 2016. Democrats have been talking about Jan 6th for over a year and a half. A couple of idiots dressed as Vikings prosecuted. Prime tv spectacle. Basically the liberal Olympics. They were all excited for a couple weeks and now all anyone remembers is the epic fail, like Simone Biles quitting.

    Teflon Don …….they all fall at some point, just because he’s being protected by all the Fuktard and FukTART politicians doesn't mean he’s innocent.

    btw gas prices dropped again its now 73 days straight.
    $3.83 …Loaded up today in Fairfield.
    Student loan forgiveness goes in effect this year and well needed for all those bright America students, millions of students will be voting Biden and Democrats

    Comment


      Originally posted by Guest View Post


      Teflon Don …….they all fall at some point, just because he’s being protected by all the Fuktard and FukTART politicians doesn't mean he’s innocent.

      btw gas prices dropped again its now 73 days straight.
      $3.83 …Loaded up today in Fairfield.
      Student loan forgiveness goes in effect this year and well needed for all those bright America students, millions of students will be voting Biden and Democrats
      well….you showed your stupidity with the student loan forgiveness. Desperation move by biden because his polling is below trump levels. Now according to you, trump was the worst president ever. So what does that make biden?

      you know what drives inequity in the US? Education! You know what this just did to close the inequity gap? Nothing. This is rewarding people who already have debt, not those seeking an education.
      Even before graduating high school, many Black students lack the resources needed to get into college and to succeed there. Only 57% of Black students have access to the full range of math and science courses necessary for college readiness, compared to 81% of Asian American students and 71% of white students. Sixty-one percent of Black students who took the ACT in the 2015 high school graduating class met none of the four ACT college readiness benchmarks, nearly twice the 31% rate for all students. Low test scores make the rest of the college application process more difficult. Getting accepted to a school, earning scholarships and succeeding in later studies becomes more of a challenge. Among students enrolled in four-year public institutions, 45.9% of Black students complete their degrees in six years—the lowest rate compared to other races and ethnicities. Black men have the lowest completion rate at 40%.

      At the graduate
      degree level, only 7.8 percent of Black adults have
      earned a degree compared with 13.4 percent of
      White adults — a gap of 5.6 percentage points. The discrepancy is largest at the bachelor’s degree level,
      where the gap is nearly 10 percentage points. Just
      14.0 percent of Black adults have attained a bachelor’s degree compared with 23.7 percent of White adults.

      biden just pissed on a forest fire. He did nothing to stop the root cause of the inflation in the cost of higher education nor the preparedness of students to enter college. All he did was partially pay wealthy, predominantly white families, who paid those exorbitant prices by handing them free money on the back of taxpayers who either already paid their kids college costs, paid their own college costs or didn’t go to college because they couldn’t afford it, but now through their taxes must pay for the mistakes/privilege of others.

      dopey election year stunt. He even went against what he said was the right level during his own campaign. He had to make progressives happy because they are paying less and less homage to him and don’t want to be seen with an unpopular and feeble president.

      Comment


        ^ who said Biden was finished? This is just a first step. If The Dems can keep Congressional control in November I think a lot more will happen in his 2nd half. Education reform is hugely popular on both sides, just not from GOP politicians who prefer an uneducated populace.

        Remember who blocked free community college as part of one recent bill? republicans.

        Comment


          Originally posted by Guest View Post
          ^ who said Biden was finished? This is just a first step. If The Dems can keep Congressional control in November I think a lot more will happen in his 2nd half. Education reform is hugely popular on both sides, just not from GOP politicians who prefer an uneducated populace.

          Remember who blocked free community college as part of one recent bill? republicans.
          Ah…that word again….free. The liberals have brainwashed you into thinking it is actually free.

          it isn’t a first step. It is only partial relief for some of the people with debt. It does nothing for a kid that starts college this fall.

          anyone who did the right thing and their kid just graduated, is screwed as well. If you used a college savings plan to partially offset the cost, when you withdrew the money, it had to be for a dependent. So your kid had to be on your return. If so and you and your wife or trans partner make more than the limit, your kid is screwed and can’t get relief on the little debt they took.

          Comment


            Originally posted by Guest View Post

            Ah…that word again….free. The liberals have brainwashed you into thinking it is actually free.

            it isn’t a first step. It is only partial relief for some of the people with debt. It does nothing for a kid that starts college this fall.

            anyone who did the right thing and their kid just graduated, is screwed as well. If you used a college savings plan to partially offset the cost, when you withdrew the money, it had to be for a dependent. So your kid had to be on your return. If so and you and your wife or trans partner make more than the limit, your kid is screwed and can’t get relief on the little debt they took.
            Different poster but

            -some families can't afford substantial college savings no matter how hard they try. Even more so now given what it costs. The middle class typically won't qualify for Ga but can't afford college. Loans are the only way. Federal loans are the best deal outbthere but capped at a pretty low amount. Private loans have high rates and fees and this does nothing to address that scam.

            -many students don't have families to help them at all

            -many adults go back to school and incur substantial debt for either undergraduate or grad. This isn't all about kids right out of college

            - many of them have to drop put because they can't afford to keep going or time demands get to be too much. They now have debt but no degree.

            I wish the income cap was lower, or lessened if you make more than 75K to 125K. It won't address the underlying issue of college affordability but will help millions catch a much needed break, maybe finally get out of their parents basement before 30. We need free community college, more trade schools, better support of public colleges. However the market is also shifting. College enrollment is down for the first time in years. Some are going to CC, some are skipping it for now while the job market remains strong. There's more online options than ever before. Schools have to change the business models to survive.

            Comment


              hmmm ... looking forward to the public arrest of Donaldo ... no question now about his guilt... Republican Rats are leaving the ship.... looks likely that there will be an extinction event ...
              Inevitable outcome for supporting shi.theads... also time to go after the right-wing, traitorous, supporting detritus ...

              Comment


                Originally posted by Guest View Post

                Different poster but

                -some families can't afford substantial college savings no matter how hard they try. Even more so now given what it costs. The middle class typically won't qualify for Ga but can't afford college. Loans are the only way. Federal loans are the best deal outbthere but capped at a pretty low amount. Private loans have high rates and fees and this does nothing to address that scam.

                -many students don't have families to help them at all

                -many adults go back to school and incur substantial debt for either undergraduate or grad. This isn't all about kids right out of college

                - many of them have to drop put because they can't afford to keep going or time demands get to be too much. They now have debt but no degree.

                I wish the income cap was lower, or lessened if you make more than 75K to 125K. It won't address the underlying issue of college affordability but will help millions catch a much needed break, maybe finally get out of their parents basement before 30. We need free community college, more trade schools, better support of public colleges. However the market is also shifting. College enrollment is down for the first time in years. Some are going to CC, some are skipping it for now while the job market remains strong. There's more online options than ever before. Schools have to change the business models to survive.
                Maybe if you are an art history major, you shouldn’t take out 125k in loans. Then go back to school for a useless graduate degree.

                catch a break? By having me pay for your mistake? I bet you think the inflation act is really focused on taming inflation. Spending 80 billion on more irs agents. For a an eighth of that price, you could have some guys from MIT buy some super computers and develop machine learning that could catch irs cheats quicker and more efficiently. You can’t throw money at a result and think you can solve a root cause. Some one making 250k doesn’t need me to pay the debt that got them that high paying job. Giving a 25 year old Wall Street analyst a hand out is wasteful and unnecessary.

                you could have easily solved the issue and reduced the cost of tuition and not only not made me pay for it, but raised some money to. Go after this……

                University of Texas System has 2.1 million acres of oil-rich land. The group leases out the country’s largest oil field to some 250 drillers, including giants like ConocoPhillips, which pump out 300,000 barrels of crude oil per day and pay the university System royalties. That’s a public school with a 42b endowment war chest.


                Princeton University collected $524 million in licensing income after Eli Lilly cancer therapy Alimta took off. Northwestern mad 1.4b on nerve pain and seizure medication Lycia. Northwestern has 10b endowment. Gets gains like that and endowments are not taxed. A 10% return brings the university 1b tax tree every year. Last year it was up 42%. Way beyond the cost of the operating the university for a full year, yet tuition has gone up higher than the rate of inflation every year for the last decade. Not a single dollar in taxes paid on what equates to gains for a hedge fund.

                my solution is to push the cost of education on to universities, or make them drive the cost down. Put together a simple algorithm that has the goal of ensuring the university is using their endowment gains to fund education for students so they don’t come out of school with 100k of debt. Just put in place a tax on endowments if a large percent isn’t spent on reducing cost of attendance, especially for those with limited means.

                Comment


                  Originally posted by Guest View Post

                  Different poster but

                  -some families can't afford substantial college savings no matter how hard they try. Even more so now given what it costs. The middle class typically won't qualify for Ga but can't afford college. Loans are the only way. Federal loans are the best deal outbthere but capped at a pretty low amount. Private loans have high rates and fees and this does nothing to address that scam.

                  -many students don't have families to help them at all

                  -many adults go back to school and incur substantial debt for either undergraduate or grad. This isn't all about kids right out of college

                  - many of them have to drop put because they can't afford to keep going or time demands get to be too much. They now have debt but no degree.

                  I wish the income cap was lower, or lessened if you make more than 75K to 125K. It won't address the underlying issue of college affordability but will help millions catch a much needed break, maybe finally get out of their parents basement before 30. We need free community college, more trade schools, better support of public colleges. However the market is also shifting. College enrollment is down for the first time in years. Some are going to CC, some are skipping it for now while the job market remains strong. There's more online options than ever before. Schools have to change the business models to survive.
                  schools dont have to change anything-they are doing great with all this dem govt help

                  first the govt guaranteed everybody would get a loan
                  then they guaranteed that the govt would hold that loan

                  that allowed colleges to increase tuition-same with the housing crisis (sub prime mortgages)

                  Bidens new loan forgiveness plan does the exact same thing- it allows the colleges to raise tuition prices because 10K is being guaranteed by someone else (the tax payers )

                  when you have a policy that the first 10K is "free" the pricing starts at 10K

                  Comment


                    Early “Merry Christmas” TO Donald Trump from the law - they are coming !

                    LOCK HIM UP!
                    OH YES!
                    THAT’S RIGHT!
                    LOCK THEM ALL UP!

                    Comment


                      Originally posted by Guest View Post
                      Early “Merry Christmas” TO Donald Trump from the law - they are coming !

                      LOCK HIM UP!
                      OH YES!
                      THAT’S RIGHT!
                      LOCK THEM ALL UP!
                      how many "smoking guns" is this for you?
                      none have worked out to date

                      excuse me if i take a wait and see posture

                      Comment


                        Originally posted by Guest View Post

                        how many "smoking guns" is this for you?
                        none have worked out to date

                        excuse me if i take a wait and see posture
                        Lol … sure con, sure.

                        DOJ dropped the hammer on Donnie with their filing last night and Trump is howling and misdirecting all over his “Truth Social,” spewing conspiracy theories and wildly false accusations.

                        They’ve got his fat ass. His attorney and also designated custodian of records, some Christine Bobb who was an OAN anchor previously, signed a document saying that ALL subpoenaed documents had been turned over when clearly they had not been.

                        I wonder whether she will take the fall for trump and say that she failed to discharge her duty and inform her client …

                        or will she roll over for reduced charges. She’s screwed either way.

                        MAGA this, baby!

                        Comment


                          Originally posted by Guest View Post

                          Lol … sure con, sure.

                          DOJ dropped the hammer on Donnie with their filing last night and Trump is howling and misdirecting all over his “Truth Social,” spewing conspiracy theories and wildly false accusations.

                          They’ve got his fat ass. His attorney and also designated custodian of records, some Christine Bobb who was an OAN anchor previously, signed a document saying that ALL subpoenaed documents had been turned over when clearly they had not been.

                          I wonder whether she will take the fall for trump and say that she failed to discharge her duty and inform her client …

                          or will she roll over for reduced charges. She’s screwed either way.

                          MAGA this, baby!
                          You have been saying that for 7 years now, ever since he was on the campaign trail.

                          Comment


                            Originally posted by Guest View Post

                            schools dont have to change anything-they are doing great with all this dem govt help

                            first the govt guaranteed everybody would get a loan
                            then they guaranteed that the govt would hold that loan

                            that allowed colleges to increase tuition-same with the housing crisis (sub prime mortgages)

                            Bidens new loan forgiveness plan does the exact same thing- it allows the colleges to raise tuition prices because 10K is being guaranteed by someone else (the tax payers )

                            when you have a policy that the first 10K is "free" the pricing starts at 10K
                            They simply are not going to raise prices like that. This is a one time thing that only impacts past and some current students. The schools were already given the money years ago when loans were dispersed by the government. They could acer less if alum pay their loans. It won't impact future pricing. Schools are also realizing there's only so much more they can push the pricing envelope. Many are freezing increases or have minor increases. Enrollment is down at many middle and lower tier schools. Business models will be changing. Look for more no frills + more online options from this group. High demand schools will be ok, but they also will be changing

                            Comment


                              Originally posted by Guest View Post

                              They simply are not going to raise prices like that. This is a one time thing that only impacts past and some current students. The schools were already given the money years ago when loans were dispersed by the government. They could acer less if alum pay their loans. It won't impact future pricing. Schools are also realizing there's only so much more they can push the pricing envelope. Many are freezing increases or have minor increases. Enrollment is down at many middle and lower tier schools. Business models will be changing. Look for more no frills + more online options from this group. High demand schools will be ok, but they also will be changing
                              really?
                              when the Govt guaranteed mortgages did home prices go up or down
                              when the govt guaranteed student loans di the schools raise tuition?
                              when the Govt gave everyone 2K during covid did prices move?
                              everytime the Govt Fs with the free market the consumer and the tax payer suffers

                              remember when Obama crushed all the used cars - what happened to used car prices? what happened to new car prices?

                              look at cali- Gavin in his wisdom just passed no new gas cars by 2035
                              now his energy dept head just put out a bulletin askin people to not charge their EVs this weekend because they will overload the grid
                              about 2% of cali vehicles are EVs right now- *** are they going to do to charge the other 98% in the next 11 years

                              like Reagan said - the scariest thing you can hear "I'm from the govt and i'm here to help"

                              Comment


                                Originally posted by Guest View Post

                                Different poster but

                                -some families can't afford substantial college savings no matter how hard they try. Even more so now given what it costs. The middle class typically won't qualify for Ga but can't afford college. Loans are the only way. Federal loans are the best deal outbthere but capped at a pretty low amount. Private loans have high rates and fees and this does nothing to address that scam.

                                -many students don't have families to help them at all

                                -many adults go back to school and incur substantial debt for either undergraduate or grad. This isn't all about kids right out of college

                                - many of them have to drop put because they can't afford to keep going or time demands get to be too much. They now have debt but no degree.

                                I wish the income cap was lower, or lessened if you make more than 75K to 125K. It won't address the underlying issue of college affordability but will help millions catch a much needed break, maybe finally get out of their parents basement before 30. We need free community college, more trade schools, better support of public colleges. However the market is also shifting. College enrollment is down for the first time in years. Some are going to CC, some are skipping it for now while the job market remains strong. There's more online options than ever before. Schools have to change the business models to survive.
                                all of your points are valid but that still doesnt absolve people who made the conscious decision to take these loans- they chose the schools at which to apply these loans- they also chose a major in which they cant make enough $$$ to repay these loans
                                but another bigger problem is that the schools dont have any skin in this game- they are the cause of this massive debt and many have huge endowments
                                why dont they take some of the haircut here?

                                Biden is like a 16 year old kid with his first credit card- all he does is spend massive amounts -with no plan on how it gets paid
                                he wont have to worry-his policies wont bankrupt the country until after his death (hunter is all set with his deals)
                                our children and their children are going to pay these bills- they will live in a very different America than we grew up in

                                Comment

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